24 PagesPosted: 17 Jan 2019Last revised: 18 Jan 2019
See all articles by Nader Alber
Nader Alber
Ain Shams University
Mayssa Elmofty
Ain Shams University, Students
Israa Kishk
Ain Shams University, Faculty of Commerce, Students
Reda Sami
Ain Shams University, Students
Date Written: January 5, 2019
Abstract
This paper attempts to demonstrate the topic of banking efficiency. We try to shed lights on its concepts and types that include a) Pure technical efficiency, b) Scale efficiency, c) Allocative efficiency, d) Cost efficiency and e) Scope efficiency. Then, we move to the drivers of banking efficiency that includes three main groups; the first one is the strategy, the second one is the execution of strategy and finally the environment. Theses three groups are considered as the engine of banking success.
Regarding the measures of banking efficiency, they could be divided into structural and non-structural measures. Besides, they are classified into traditional, parametric, and non-parametric measures. Moreover, Data Envelopment Approach (DEA) is the most common measure of efficiency. After illustrating literature review, we elaborate and discuss the conceptual framework of banking efficiency developed by Mokhtar, AlHabashi & Abdullah (2006). This framework categorizes the analysis of banking efficiency into five steps or stages (F1- F5).
Keywords: Banking efficiency, Data Envelopment Analysis (DEA), determinants of banking efficiency, measure of banking efficiency
Suggested Citation:Suggested Citation
Alber, Nader and Elmofty, Mayssa and Kishk, Israa and Sami, Reda, Banking Efficiency: Concepts, Drivers, Measures, Literature and Conceptual Model (January 5, 2019). Available at SSRN: https://ssrn.com/abstract=3310982 or http://dx.doi.org/10.2139/ssrn.3310982
Nader Alber (Contact Author)
Ain Shams University ( email )
Cairo
Egypt
Mayssa Elmofty
Ain Shams University, Students ( email )
Cairo
Egypt
Israa Kishk
Ain Shams University, Faculty of Commerce, Students ( email )
Cairo
Egypt
Reda Sami
Ain Shams University, Students ( email )
Cairo
Egypt
